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New Insights Article: Protective Safeguards Endorsements

Tuesday, September 5, 2017 - 11:08
by James P. Nolan II

A protective safeguards endorsement generally requires the insured to keep a particular safeguard at the insured premises in working order. If a loss occurs because a protective safeguard was not operational, the policy may not provide coverage.

Although the Insurance Services Office, Inc. (ISO) Protective Safeguards endorsement is written to apply to various types of protective safeguards, this article will focus on automatic sprinkler systems.

Operative Language of the Endorsement

New Insights Article: Managing the Risk of Institutional Bad-Faith Claims

Tuesday, September 5, 2017 - 11:03
by Kevin Quinley

Institutional bad faith has been called the Darth Vader of insurance litigation, the functional equivalent of an Ebola virus threatening insurance solvency.1

An ancient proverb holds that “a fish rots from the head down.” This pithy (and pungent) maxim highlights the fact that, in the corporate world, leadership is the rudder steering the direction of the business.

Is Washington Really As Bad For Insurers As Everyone Says?

Wednesday, May 31, 2017 - 15:39
by Paul Rosner, J.D. CPCU

 

Is Washington Insurance Law Really As Bad as People Think?

Pages

Pages

New Insights Article: Protective Safeguards Endorsements

Tuesday, September 5, 2017 - 11:08
by James P. Nolan II

A protective safeguards endorsement generally requires the insured to keep a particular safeguard at the insured premises in working order. If a loss occurs because a protective safeguard was not operational, the policy may not provide coverage.

Although the Insurance Services Office, Inc. (ISO) Protective Safeguards endorsement is written to apply to various types of protective safeguards, this article will focus on automatic sprinkler systems.

Operative Language of the Endorsement

New Insights Article: Managing the Risk of Institutional Bad-Faith Claims

Tuesday, September 5, 2017 - 11:03
by Kevin Quinley

Institutional bad faith has been called the Darth Vader of insurance litigation, the functional equivalent of an Ebola virus threatening insurance solvency.1

An ancient proverb holds that “a fish rots from the head down.” This pithy (and pungent) maxim highlights the fact that, in the corporate world, leadership is the rudder steering the direction of the business.

Is Washington Really As Bad For Insurers As Everyone Says?

Wednesday, May 31, 2017 - 15:39
by Paul Rosner, J.D. CPCU

 

Is Washington Insurance Law Really As Bad as People Think?

Pages